At Insurance Works, we understand that life is full of uncertainties, and unfortunately, tragic accidents can happen. Though we generally recommend comprehensive life insurance for broader protection, Accidental Death Insurance can provide an additional layer of security in these unforeseen circumstances.

Accidental Death Insurance

is designed to provide a payout if the life assured dies as a result of an accident. It’s important to note that this policy is only applicable when death occurs instantly due to an accident. Given this limitation, it is often better for individuals to opt for full life insurance, as it covers death due to accident or illness, providing a wider range of coverage.

However, Accidental Death Insurance can serve as an extra layer of protection, particularly for those concerned about the financial impact of an accidental death on their dependents. 

At Insurance Works, our goal is to help you find the insurance solutions that best fit your needs and circumstances. While full life insurance offers a more comprehensive safety net, we understand the desire for additional, specific protection like Accidental Death Insurance. Remember, our commitment is to your safety and peace of mind. At Insurance Works, we are here to provide ‘Strategies for Life’.